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      More Americans are paying their credit cards on time

      File photo (WLUK)
      File photo (WLUK)
      LOS ANGELES (AP) - Americans are doing a better job of making timely credit card payments, even as many lenders increasingly extend credit to more people with less-than-perfect credit.Credit reporting agency TransUnion says the rate of U.S. credit card payments at least 90 days overdue fell to 1.16 percent in the April-June quarter.That's the lowest level in at least seven years.The credit card delinquency rate is down from 1.27 percent in the second-quarter last year. It peaked in the first quarter of 2009 at 3.12 percent.TransUnion's data set goes back to 2007.Average card debt per borrower edged up from a year ago to $5,234.Americans still have a limited appetite for debt after gorging themselves on sub-prime mortgages and credit cards before recession in late 2007.